Testimonial & Typical Results Disclosure Statement

HelpRetire.com (hereinafter referred to as “B&A”) wants you to be fully informed when you purchase from us, our endorsers, or any third party we may link to or recommend on any of our sites.   We take pride in our products, services,  and recommendations, and want our visitors to get the maximum positive results from their purchases, whether this be in direct profit, education, or peace of mind.  In this light we believe it’s important for you to understand the following facts before making a purchase from any of our sites our site, or any site we may refer you to through third party links:

FINANCIAL RELATIONSHIPS WITH ENDORSERS: If you were referred to our site by a third party via a tracking link, they may receive a commission on any products or services you purchase.  Because of this financial relationship, you should not rely solely on their endorsement in making a purchase decision, and must exercise due diligence in evaluating our products and services using information obtained beyond their specific endorsements and the sales site in particular.

GENERALLY EXPECTED RESULTS FROM OUR PRODUCTS:  Although our products are intended to be fully implemented, and we work hard to ensure it’s easy to do so, the typical user of virtually all education products treats them in much the same way they treat a book.  The vast majority read or skim through it once, then “leave it on the bookshelf”.  The results of such education are intangible, and not measured in direct profit, influence, health, pet health, relationship improvements, or other positive results of any kind.  And even when consumers implement our product in full, more often than not they do not report increases in profits, leads, sales, influence, health, pet health, relationship improvements, or other positive results of any kind.  Reports of specific profits, improvements in health, pet health, relationship improvements, influence, sales, leads, or any positive results of any kind should therefore be understood as the exception rather than the rule.  Consumers who use our products can generally expect not to see any increase in sales, leads, profits, influence, health, pet health, or positive results of any kind.  It is entirely possible you will lose money, health, influence, relationship status, and experience other negative outcomes as a result of the advice contained in our products.

GENERALLY EXPECTED RESULTS FROM OUR SERVICES: Where professional services are concerned, we don’t warrant that typical results will include any amount of visitors, leads, sales, profits, influence, relationship improvements, health improvement, pet health improvement, or positive results of any kind.  In fact, it’s entirely possible you (or your loved ones or pets) may do worse financially, personally, physically, or emotionally while using our services than before you hired us.  For example, we have serviced happy customers who’s businesses were declining, and we merely managed to slow the fall (and free their time) long enough for them to regroup and make solid plans to exit.  And although our service business would certainly not exist if we didn’t provide value to our customers, the above is not the only circumstance in which you may lose money, health, or personal wellbeing as a results of using our services, and as such you should not rely upon results reported on our sales pages when deciding whether or not to purchase our services.  Clients utilizing our services more often than not do not report increases in sales, leads, or profits, and many report losses.    Clients utilizing our services more often than not do not report positive results in health, pet health, influence, relationships, or any positive results of any kind.  Profitable and/or other positive results should therefore be considered the exception rather than the rule. Clients utilizing our services can generally expect not to see any increase in sales, leads profits, health, relationship improvement, pet health, or any other positive results of any kind.  It is entirely possible you will lose money, health, pet health, influence, sales, profits, leads, and other positive assets as a result of using our services.

GENERALLY EXPECTED RESULTS FOR OUR AFFILIATES: 98% of our affiliates remain inactive, doing nothing to promote the program after signing up, and thus never making a single sale.  Of the remaining 2%, the vast majority do not succeed in making any sales.  Therefore, notwithstanding the fact that potential forward looking earnings on our affiliate solicitation pages are true and accurate to the best of our knowledge, profiting from our affiliate program should be considered the exception rather than the norm.  The majority of affiliates will lose time, money, and effort in their promotional activities for our programs.

BRIAN BAGNALL’S PERSONAL SUCCESS: Brian Bagnall’s personal success, and in particular the financial graph presented which represents his first 19 months in information publishing after inventing his marketing formula, were due at least as much to his personal background in marketing, research, statistics, psychology, and writing as they were to the market formula itself (the marketing formula put it all together and allowed him to leverage all of the above). Furthermore, this accomplishment occurred during both an earlier economic climate AND in the context of different internet marketing opportunities (for example, a lower level of competition in Google Adwords).  Accordingly, you should not expect anywhere near the same results as he achieved (or continues to achieve) personally, nor as an owner of B&A.  The same is true for his publicity obtained.  Many, but not all clients in the aforementioned list were serviced by Brian Bagnall personally.

ABOUT RESULTS FROM EARLIER ECONOMIC CLIMATES, INTERNET CONDITIONS, OR REQUIRING ADDITIONAL RESOURCES: Some of the results reported on certain product pages within B&A websites occurred during both an earlier economic climate and/or in the context of different internet marketing opportunities (for example, a lower level of competition in Google Adwords) and resources.  For example, you may find reports of individuals who profited tremendously in a single day.  These would not have been possible if the individual had not aggressively developed and nurtured a VERY large email list prior to these 24 hour events.  Other customers reporting profitable results could not have achieved them had these businesses not already had significant resources already in place having nothing to do with our products and/or services, nor could many of them be repeated in today’s internet climate.  Accordingly you should not rely solely on these testimonials when making your purchase decision.   Again, reports of specific profits should be regarded as the exception, rather than the rule.  Consumers who use our products can generally expect not to see any increase in sales, leads, or profits.  It is entirely possible you will lose money as a result of the advice contained in our products.  Clients utilizing our services can generally expect not to see any increase in sales, leads or profits.  It is entirely possible you will lose money as a result of using our services.

NOTICE OF AFFILIATE TRACKING LINKS AND COMMISSIONS RECEIVED BY OUR COMPANY: Our policy when linking to third party sites is to (a) only link to sites we can genuinely recommend and endorse unless otherwise qualified in the proximate vicinity of the link and (b) use affiliate tracking links whenever they are available so we might profit from the time, energy, and work which goes into identifying and reviewing these valuable resources.  You should assume we have a financial relationship with third party sites unless explicitly stated otherwise, and as such should not rely entirely upon our recommendation when making your purchase decision.

ANY EARNINGS OR INCOME STATEMENTS, OR EARNINGS OR INCOME EXAMPLES, ARE ONLY ESTIMATES OF WHAT WE THINK YOU COULD EARN. THERE IS NO ASSURANCE YOU’LL DO AS WELL. IF YOU RELY UPON OUR FIGURES, YOU MUST ACCEPT THE RISK OF NOT DOING AS WELL.

WHERE SPECIFIC INCOME FIGURES ARE USED, AND ATTRIBUTED TO AN INDIVIDUAL OR BUSINESS, THOSE PERSONS OR BUSINESSES HAVE EARNED THAT AMOUNT. THERE IS NO ASSURANCE YOU’LL DO AS WELL. IF YOU RELY UPON OUR FIGURES, YOU MUST ACCEPT THE RISK OF NOT DOING AS WELL.

ANY AND ALL CLAIMS OR REPRESENTATIONS, AS YOU INCOME EARNINGS ON THIS WEB SITE, ARE NOT TO BE CONSIDERED AS AVERAGE EARNINGS.

THERE CAN BE NO ASSURANCE THAT ANY PRIOR SUCCESSES, OR PAST RESULTS, AS TO INCOME EARNINGS, CAN BE USED AS AN INDICATION OF YOUR FUTURE SUCCESS OR RESULTS.

MONETARY AND INCOME RESULTS ARE BASED ON MANY FACTORS. WE HAVE NO WAY OF KNOWING HOW WELL YOU WILL DO, AS WE DO NOT KNOW YOU, YOUR BACKGROUND, YOUR WORK ETHIC, OR YOUR BUSINESS SKILLS OR PRACTICES. THEREFORE WE DO NOT GUARANTEE OR IMPLY THAT YOU WILL WIN ANY INCENTIVES OR PRIZES THAT MAY BE OFFERED, GET RICH, THAT YOU WILL SO AS WELL, OR MAKE ANY MONEY AT ALL. THERE IS NO ASSURANCE YOU’LL DO AS WELL. IF YOU RELY UPON OUR FIGURES, YOU MUST ACCEPT THE RISK OF NOT DOING AS WELL.

INTERNET BUSINESSES AND EARNINGS DERIVED THEREFORE, HAVE UNKNOWN RISKS INVOLVED, AND ARE NOT SUITABLE FOR EVERYONE. MAKING DECISIONS BASED ON ANY INFORMATION PRESENTED IN OUR PRODUCTS, SERVICES, OR WEB SITE, SHOULD BE DONE ONLY WITH THE KNOWLEDGE THAT YOU COULD EXPERIENCE SIGNIFICANT LOSSES, OR MAKE NO MONEY AT ALL.

ALL PRODUCTS AND SERVICES BY OUR COMPANY ARE FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY. USE CAUTION AND SEEK THE ADVICE OF QUALIFIED PROFESSIONALS. CHECK WITH YOUR ACCOUNTANT, LAWYER OR PROFESSIONAL ADVISOR, BEFORE ACTING ON THIS OR ANY INFORMATION.

USERS OF OUR PRODUCTS, SERVICES, AND WEB SITE ARE ADVISED TO DO THEIR OWN DUE DILIGENCE WHEN IT COMES TO MAKING BUSINESS DECISIONS AND ALL INFORMATION, PRODUCTS, AND SERVICES THAT HAVE BEEN PROVIDED SHOULD BE INDEPENDENTLY VERIFIED BY YOUR OWN QUALIFIED PROFESSIONALS. OUR INFORMATION, PRODUCTS, AND SERVICES ON THIS WEB SITE SHOULD BE CAREFULLY CONSIDERED AND EVALUATED, BEFORE REACHING A BUSINESS DECISION, ON WHETHER TO RELY ON THEM. ALL DISCLOSURE AND DISCLAIMERS MADE HEREIN OR ON OUR SITE, APPLY EQUALLY TO ANY OFFERS, PRIZES, OR INCENTIVES, THAT MAY BE MADE BY OUR COMPANY.

YOU AGREE THAT OUR COMPANY IS NOT RESPONSIBLE FOR THE SUCCESS OR FAILURE OR YOUR BUSINESS DECISIONS RELATING TO ANY INFORMATION PRESENTED BY OUR COMPANY, OR OUR COMPANY PRODUCTS OR SERVICES.